ГДЗ зошит граматика Англійська мова 8 клас Хейдерман Prepare

5. Complete the advice column on how to save money using the correct present perfect form of the words in the box.

OPEN A BANK ACCOUNT!
(1) Have you ever wondered about what to do with the money you get for your birthday or Christmas? You don’t have to spend it all, you know! (2) Have you considered opening a bank account? A lot of banks have got accounts for teenagers. But check how much interest they pay on your money and what kinds of things they charge for.
COMPARE PRICES!
(3) Have you ever paid for something and then found it cheaper somewhere else? I get really annoyed when that happens. Always do your research first. (4) Have you thought of looking around charity shops or second–hand markets? You’re missing some very special offers if you (5) have not been to either of those.
CHECK YOUR CHANGE AND SAVE IT
I (6) have never left a store without checking my change. I (7) have sometimes found that the shop owes me money. And keep hold of that change! My best friend (8) has decided that he’s going to put it in two jars; one for his bank account and the other for doing fun things with friends. Great idea! He and his friends (9) haven’t ever had a meal out together. They didn’t have enough money.
SET YOURSELF A SAVING CHALLENGE AND STICK TO IT!
What would you really like to buy? How much does it cost? That’s the amount that you have to save. I’m sure you’ve got a lot of apps on your phone but I’m also certain that you (10) haven’t downloaded a budgeting app. But why not? A good app will help you plan how much you’d like to save and how much you can afford to spend.